"(...) a society based on voluntary cooperation and free association (...)" - so we freely associated and voluntarily cooperated to establish a government.
In my alliance bank on the test server I have negative numbers of cash. I can't withdraw any resources, because it says I don't have enough money (I tried to withdraw only resources, not cash).
I've sent money to my alliance bank and it just disappeared. Now I have almost nothing. I've probably lost resources in this transaction too, although I'm not sure.