Fukuda Kazuma Posted December 12, 2014 Share Posted December 12, 2014 Nation Name: Southern Sweden Alliance Name: Ignis Imortales Credit References: (Anyone who can vouch for your reliability) Guarantor(s): (Nation(s) or Alliance(s)) -For Any nations under 15 days in age, this is mandatory. For all else it is not mandatory but will reduce your interest rate. Daily After-Cost Revenue: (We reserve the right to ask for a screenshot of your Revenue page) Did Someone Refer You To Us? If so, Who: Amount you would like to borrow: $400 000 What Is Your Investment Plan: (this is not mandatory, but a sound investment plan will make your loan appear less risky to the Bank) Buying a third city I, (Southern Sweden), agree to the following if I choose to accept a loan from the Cirrus Bank:-Pay all interest associated-Repay the principal-Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history.I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Link to comment Share on other sites More sharing options...
Fukuda Kazuma Posted December 12, 2014 Share Posted December 12, 2014 Can I change it to 300,000?I don't need that much money now. Link to comment Share on other sites More sharing options...
Braunsberg Posted December 13, 2014 Share Posted December 13, 2014 (edited) I would like to know if can increase the size of the loan I currently hold. I've been saving up to go through with the development I was planning, but it will still take me a while to obtain the amount of money I'll need to actually go through with it. I've calculated the cost of my developments to be around $6,000,000 (partly because I'm using nuclear power, partly because I'm fully developing three cities at once). I currently have saved up about $2.5 million; in the interest of finally going through with the development, I was hoping that I could merely increase the size of my loan and retain the same interest rate and such. In case it will be necessary, I have filled out the application again with the increase I feel will be needed. Nation Name: Roma Alliance Name: The European Empire Credit References: Netherlands, Ashland (been paying my bills! ) Guarantor(s): N/A Daily After-Cost Revenue: $127,000, plus about $430,000 in resources Did Someone Refer You To Us? If so, Who: N/A Amount you would like to borrow: $3,000,000 What Is Your Investment Plan: Complete the development of my three cities so I can boost my income, then perhaps build a fourth city shortly afterward I, Roma, agree to the following if I choose to accept a loan from the Cirrus Bank:-Pay all interest associated-Repay the principal-Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history.I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Edited December 13, 2014 by Roma "Bibant, quoniam edere nolunt." ~ "Let them drink, since they do not wish to eat." Link to comment Share on other sites More sharing options...
Fukuda Kazuma Posted December 13, 2014 Share Posted December 13, 2014 I would like to cancel my loan.Sorry for any inconvenience caused. Link to comment Share on other sites More sharing options...
Ashland Posted December 13, 2014 Author Share Posted December 13, 2014 You're good. Relax. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Fukuda Kazuma Posted December 13, 2014 Share Posted December 13, 2014 (edited) I might request another one in the future though. Edited December 13, 2014 by Zafrizackery Link to comment Share on other sites More sharing options...
Ashland Posted December 13, 2014 Author Share Posted December 13, 2014 (edited) Nation Name: Grillichnya Alliance Name: Green Protection Agency Credit References: Who needs references? Guarantor(s): (Nation(s) or Alliance(s)) -For Any nations under 15 days in age, this is mandatory. For all else it is not mandatory but will reduce your interest rate.N/A Daily After-Cost Revenue: $1,092,954.93 Did Someone Refer You To Us? If so, Who: Just you. Amount you would like to borrow: 1,000,000 What Is Your Investment Plan: [Classified] I, Grillichnya, agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Approved. How does 6.92% sound? All offers are take-it-or-leave-it. Nation Name: Even Newer Brasil Alliance Name: United Nations Credit References: None Guarantor(s): (Nation(s) or Alliance(s)) - None Daily After-Cost Revenue: ($28,128.00) Did Someone Refer You To Us? If so, Who: Nope. Amount you would like to borrow: $750,000 What Is Your Investment Plan: I will use this money to buy more infrastructure for my third city. I, (Even Newer Brasil), agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Approved. 7.12% is the offer. And we won't have the money for a little while. Because of the war, everyone's a little short on cash. We're doing our best to meet the demand for loans, however. Edited December 13, 2014 by Ashland ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Dusty Bottoms Posted December 15, 2014 Share Posted December 15, 2014 I no longer require a loan at this time. Link to comment Share on other sites More sharing options...
Ashland Posted December 15, 2014 Author Share Posted December 15, 2014 I no longer require a loan at this time. Very good. Let me know if that changes. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
jaguar Posted December 15, 2014 Share Posted December 15, 2014 Nation Name:South Land Alliance Name:Black Knights Credit References: (Anyone who can vouch for your reliability Guarantor(s): stealthpenguin Daily after-cost Revenue: 19,000 Did Someone Refer You To Us? If so, Who:stealthpenguin Amount you would like to borrow:300,000 What Is Your Investment Plan: Buying infra I, jaguar agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Link to comment Share on other sites More sharing options...
Grillick Posted December 15, 2014 Share Posted December 15, 2014 Approved. How does 6.92% sound? All offers are take-it-or-leave-it. Too rich for my blood. I'm out. "It's hard to be a team player when you're omnipotent." - Q Link to comment Share on other sites More sharing options...
Ashland Posted December 15, 2014 Author Share Posted December 15, 2014 (edited) Nation Name:South Land Alliance Name:Black Knights Credit References: (Anyone who can vouch for your reliability Guarantor(s): stealthpenguin Daily after-cost Revenue: 19,000 Did Someone Refer You To Us? If so, Who:stealthpenguin Amount you would like to borrow:500,000 What Is Your Investment Plan: Buying infra I, jaguar agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. We'll go with 7.15% for 500,000 dollars. Sound like a deal? Won't you shake a poor sinner's hand? Edited December 15, 2014 by Ashland ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
jaguar Posted December 15, 2014 Share Posted December 15, 2014 We'll go with 7.15% for 500,000 dollars. Sound like a deal? Won't you shake a poor sinner's hand? Accepted Link to comment Share on other sites More sharing options...
Col William Aldridge Posted December 15, 2014 Share Posted December 15, 2014 Nation Name: SimurghyaAlliance Name: OFCKCredit References: Guarantor(s): Daily after-cost Revenue: Did Someone Refer You To Us? Amount you would like to borrow: $2,000,000What Is Your Investment Plan: markets and banks I, Col William Aldridge and Simurghya agree to the following if I choose to accept a loan from the Cirrus Bank:-Pay all interest associated-Repay the principal-Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history.I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. "I ask not for a lighter burden, but for broader shoulders."-Col William Aldridge Link to comment Share on other sites More sharing options...
Ashland Posted December 15, 2014 Author Share Posted December 15, 2014 Nation Name: Simurghya Alliance Name: OFCK Credit References: Guarantor(s): Daily after-cost Revenue: Did Someone Refer You To Us? Amount you would like to borrow: $2,000,000 What Is Your Investment Plan: markets and banks I, Col William Aldridge and Simurghya agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Obviously the loan is approved. I'll need some time to acquire the necessary funds, however. Cash is a little tight due to the war. 1 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Col William Aldridge Posted December 16, 2014 Share Posted December 16, 2014 Sure! What interest rate? "I ask not for a lighter burden, but for broader shoulders."-Col William Aldridge Link to comment Share on other sites More sharing options...
Ashland Posted December 16, 2014 Author Share Posted December 16, 2014 Sure! What interest rate? Probably slightly lower than the average right now. 6.75% or somewhere around thence. 1 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Col William Aldridge Posted December 18, 2014 Share Posted December 18, 2014 Deposit: $250,000 Nation/Alliance: Simurghya/OFCK "I ask not for a lighter burden, but for broader shoulders."-Col William Aldridge Link to comment Share on other sites More sharing options...
Ashland Posted December 18, 2014 Author Share Posted December 18, 2014 Deposit: $250,000 Nation/Alliance: Simurghya/OFCK Duly noted. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Braunsberg Posted December 20, 2014 Share Posted December 20, 2014 Ashland, I posted here about a week ago regarding the possibility of increasing the size of my current loan of $1 million. You told me you didn't have enough money to do so at the time, partly because of the war, partly because of earlier loans, and partly because I was requesting a sizable sum of money. I have almost saved up all the money I need for my intended development; in only a few more turns I will have everything I need. However, I don't really want to spend all my money and be left effectively penniless for a day or two. That said, I was hoping to, again, add an amount of money to my current loan, although this time I require only about $300,000. My intention is to use it to buy some military things, perhaps a small amount of certain resources, and perhaps a week's supply of uranium (since I will be using nuclear power to save infrastructure slots). I have filled out the application below; I am hopeful that the interest rate will remain the same, but I will not object to an increase (since, of course, you are providing additional service). Nation Name: Roma Alliance Name: The European Empire Credit References: Netherlands, Ashland Guarantor(s): N/A Daily After-Cost Revenue: $130,000 and about $300,000 in resources (will increase following development) Did Someone Refer You To Us? If so, Who: N/A Amount you would like to borrow: $300,000 What Is Your Investment Plan: Military purchases, resources, uranium supply for city power I, Roma, agree to the following if I choose to accept a loan from the Cirrus Bank:-Pay all interest associated-Repay the principal-Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history.I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. "Bibant, quoniam edere nolunt." ~ "Let them drink, since they do not wish to eat." Link to comment Share on other sites More sharing options...
Ashland Posted December 21, 2014 Author Share Posted December 21, 2014 Ashland, I posted here about a week ago regarding the possibility of increasing the size of my current loan of $1 million. You told me you didn't have enough money to do so at the time, partly because of the war, partly because of earlier loans, and partly because I was requesting a sizable sum of money. I have almost saved up all the money I need for my intended development; in only a few more turns I will have everything I need. However, I don't really want to spend all my money and be left effectively penniless for a day or two. That said, I was hoping to, again, add an amount of money to my current loan, although this time I require only about $300,000. My intention is to use it to buy some military things, perhaps a small amount of certain resources, and perhaps a week's supply of uranium (since I will be using nuclear power to save infrastructure slots). I have filled out the application below; I am hopeful that the interest rate will remain the same, but I will not object to an increase (since, of course, you are providing additional service). Nation Name: Roma Alliance Name: The European Empire Credit References: Netherlands, Ashland Guarantor(s): N/A Daily After-Cost Revenue: $130,000 and about $300,000 in resources (will increase following development) Did Someone Refer You To Us? If so, Who: N/A Amount you would like to borrow: $300,000 What Is Your Investment Plan: Military purchases, resources, uranium supply for city power I, Roma, agree to the following if I choose to accept a loan from the Cirrus Bank: -Pay all interest associated -Repay the principal -Act in good faith to repay all my debts and refrain from misrepresenting my intentions or history. I also give the Cirrus Bank, or whoever may hold my debt in the future, the right to reclaim my debt through the use of force. I agree to inform any alliance I may join while holding this debt of this arrangement. Yeah, you're looking at 6.7% interest. Partly because the administration of two loans for one person is more tasking and partly because demand for cash has gone up a bit. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Braunsberg Posted December 21, 2014 Share Posted December 21, 2014 Yeah, you're looking at 6.7% interest. Partly because the administration of two loans for one person is more tasking and partly because demand for cash has gone up a bit. 6.7% is very fair. Although, for simplicity (unless things are rigid for organization), it would probably help you to simply add the two loans together and change the interest to 6.7%. That would also allow me to make payments at the same time, rather than working on separate schedules (unless, as mentioned, that simply isn't the way things work). "Bibant, quoniam edere nolunt." ~ "Let them drink, since they do not wish to eat." Link to comment Share on other sites More sharing options...
Ashland Posted December 21, 2014 Author Share Posted December 21, 2014 6.7% is very fair. Although, for simplicity (unless things are rigid for organization), it would probably help you to simply add the two loans together and change the interest to 6.7%. That would also allow me to make payments at the same time, rather than working on separate schedules (unless, as mentioned, that simply isn't the way things work). Fine, but I don't want to rob you. So I'll split the difference and go 6.65% Money sent. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
Braunsberg Posted December 21, 2014 Share Posted December 21, 2014 Fine, but I don't want to rob you. So I'll split the difference and go 6.65% Money sent. Rob me? I've had little trouble at all doing the payments thus far--I've seen the entire thing as very generous and easily manageable. But I very much appreciate the further generosity. "Bibant, quoniam edere nolunt." ~ "Let them drink, since they do not wish to eat." Link to comment Share on other sites More sharing options...
Ashland Posted December 21, 2014 Author Share Posted December 21, 2014 I do try to keep my terms generous. I'm giving by nature. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ [10:47] you used to be the voice of irc Link to comment Share on other sites More sharing options...
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