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Utter Nutter

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Utter Nutter last won the day on June 11 2018

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About Utter Nutter

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  • Gender
    Male
  • Leader Name
    Utter Nutter
  • Nation Name
    Nut House
  • Nation ID
    18180
  • Alliance Name
    Hogwarts

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  1. I like the cap idea on downdeclares but city/2 seems like it's not solving the problem at all. I would make it so you can only declare down 75% of your city count. That right there would make it a much fairer game to the lower tiers often getting ganged on by whales. c10 down to c8 c20 down to c15 c30 down to c23 c40 down to c30 etc.
  2. Hello everyone. It's been awhile since I advertised the bank. I would like to bring you our updated numbers for very cheap loans to alliances or large financial organizations. Interests Less than 10b, 6% a month. Between 10 and 20b, 5% a month. Between 20 and 30b, 4% a month. Between 30 and 45b, 3.5% a month. Between 45 and 60b, 3% a month. Collateral convertion rate Coal $3,400.00 Oil $3,400.00 Uranium $2,500.00 Lead $3,400.00 Iron $3,400.00 Bauxite $3,400.00 Gasoline $3,000.00 Munitions $1,900.00 Steel $3,700.00 Aluminum $2,700.00 Food $100.00 I would like to point out the two more important aspects of Deranged. firstly, we offer massive loan at rates not usually found in the market. Lastly, we request collateral to ensure we don't lose what we loaned out. We sometimes offer partial help selling your collateral during a war if you find yourself engaged in conflict. We do not seek to profit ourselves from flipping resources but rather help you profit instead. No amount of money is too big for us so don't be shy if you want to go big. If you are just starting in the financial emporium and seek advice or a gentle push up, I gladly offer you my help.
  3. I dislike this idea greatly. With the coding that has existed for 6 or 7 years, it has been so land was a safe investment that couldn't be destroyed or stolen. For this reason, some people, I included, have spent tens of billions over half a decade in something that you could keep and not lose. Making land destroyable/lootable is equal to being able to steal cities. If a change like this was to be implemented, you might aswell make a new game instead. I am glad so many think like I and the voting is heavily balanced towards no.
  4. the only sense these declarations have is that they are meant to win the war and crush your opponent. They are meant to use any excuses of fairness available to completely unfairly in reasons and numbers, blitz a weaker opponent and win while caressing your own ego thinking you are better.
  5. it works for Orbis's unique economy because there's a period where alliances will need to buy tons of resources to save for a war that will happen far in the future. 1st step of alliances is to rebuild their people, in many cases, they are left with 5b or more in resources after their last war but it'd be foolish to sell when the market has crashed so they keep it. That's when I come in, they can literally use those rss as collateral for a cheap rate and thus save money on a loan to rebuild/grow their members. In real life, when you mortgage your house, you literally surrender the deed of your home to the bank who in turn gives you money equalling the house value or less. The equal of that in PW would be to surrender your nation? since there's nothing like that currently in the game we need to find other venues to guarantee the loans. A 10% collateral wouldn't make sense in our game because you could simply walk away with a 90% profit like so many have done before.
  6. Hello Orbis. It's been only 20 days since we opened our doors and we have made quite an impression so far. Investors have come in loads looking for a reputable institution to deposit their trust and we were able to expand our business from just banking with cash to buying resources aswell. For this, The Deranged will not only issue loans but will be receiving requests for the much required manufactured resources most alliances will need in the near future. Don't hesitate to approach us for any financial need. From now on, if you have resources and need cash we are the place to go. If you, however, have cash but require great amounts of resources, we are also such place. All transactions will be kept confidential between the parties should that be required by the client. The Deranged offers loans at 6% monthly interest with rss collateral The Deranged buys manufactures in bulk 100k+ the Deranged sells manufactures in bulk 100k+ p.s: we at The Deranged are out of our minds so don't ever expect us to follow your norms. Don't come to us with hate replies because our deranged ways are appealing to most. Don't come crying that transparent and reputable insanity is preferrable to corrupt sane opportunists. Thank you for your attention Mr. Buuobouby (I still can't remember my name)
  7. I am good looking and... a month contains 4 weeks and some days with the exception of february so it's slightly less than 1.5% a week. it is as a matter of fact 1.4%
  8. the only solution to your dilemma and corrupt player ran banks is to code a loan system directly into the game. Sadly, the time I tried to implement that the community rejected it completely. I would, however, be the first defender should the community want a foolproof ingame, coded, AI ran bank. I would even put in the time to help developers come up with the best possible system.
  9. I have a transparent history in this business. Everyone knows how I've ran all my banks in the past and never have I pulled any shady stuff. You are welcome to join our server and see how this transparency will take place this round.
  10. 6% per month, not week. This is a lot cheaper than anything else out there.
  11. note Seb is someone else ingame now. I am Utter Nutter so when asking for my balance, ask for me!!!
  12. you don't understand banking irl it seems. Large loans are done with collateral. This is called a Mortgage. The only thing in PW that can act as collateral is resources.
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