YES, FINALLY SOMEONE GETS IT
also, with 100/100 taxes, players are less incentivized to either make a profitable build or to even keep up with the game if all they're doing is being tax farmed
and if they're not that active or don't know how to ask for grants won't be able to grow at all or have their own capital to do with what they want
it is my personal belief that it's a good idea to have low taxes and have the nations themselves be more responsible for their own growth (the taxes mostly being for war related reasons, you need funds to be able to effectively fight and then rebuild afterwards) and perhaps a way for players to safekeep to prevent the money from being raided away