Utter Nutter
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Posts posted by Utter Nutter
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7 minutes ago, cctmsp13 said:
An official Statement from Yarr!
Yarr and it's leader cctmsp13 want it to be known, this bank is not associated with Yarr other than it being managed by a Yarr member. The alliance of Yarr holds no responsibility for investments lost due to bad loans.
Of course, I will tolerate my members committing outright fraud, so if you have suspicion of such feel free to contact me, however even in such a case Yarr will not reimburse more than we can seize from Seb's account with us.
That said, I have reached an agreement with Seb to take the extraordinary step of (slightly) opening Yarr's books. Seb has agreed that any client or investor in this bank may request to know the balance of Seb's account (both cash and resources) with Yarr.note Seb is someone else ingame now. I am Utter Nutter so when asking for my balance, ask for me!!!
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1 hour ago, Isjaki said:
Banking in game (or irl) is based on credits and the risk assessment of the lenders. Good luck getting a single customer. If you're not a risk taker, business isn't for you.
you don't understand banking irl it seems. Large loans are done with collateral. This is called a Mortgage. The only thing in PW that can act as collateral is resources.
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Hello my friends. After a good amount of time I have decided to once again open a bank.
How would this time work? I have pondered the issues of banking and its risks at length and came up with what I think is a great solution.
first of all, I wanted to find a way to secure our assets against possible scammers. Secondly, I wanted to offer our clients a lower rate than they are accustomed to. to do this I did the following:
1) Clients taking loans must deposit an equal amount of resources as collateral. This is very handy for most since alliances and individuals usually keep large sums of resources for war. With our loans, they can liquify that warchest into cash to further their growth and get back the resources when they actually need it.
2) Rates will be a fixed 6% monthly.
3) Since these type of loans will likely be long term there will be a minimum of 1 month loans and instead of a weekly return, there will be a monthly return. This will also make it easy for management. If for some reason the client needs to cancel the loan and get their resources back they can do so at any time and not necessarily at the end of the fiscal month.
4) Investors are welcome to bring your extra cash, you will be paid and your money will be insured completely this time.
5) join us in your brand new server https://discord.gg/hwGwvar9 and help us start this revolution!!
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he is sleeping at the moment. Crashed after ssuch an adrenaline rush :P .
I really hope Taith doesn't repeat their past misbehaviour.
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2 minutes ago, Avatar Korra Sato said:
so using the commerce rate example, it takes it from 5% to 10% or something like that
this would be largely beneficial to whales with an already inflated income. You add the chance to add 10% extra commerce and you will see some nations making 5 to 10m more than they did before. 1% benefit is enough to make a difference without destroying the base game.
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- Popular Post
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I actually like this change. Another layer to the complexity of the game without affecting the actual gameplay.
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3 hours ago, Changeup said:
Congratulations on the treaty! Looks like FinlayMac is already making moves in his new leader position and I'm excited to see if he can help rebound TEst!
couldn't agree more. Finlay shows great promise.
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6 hours ago, dtc justice said:
Yarr historically were all ex arrgh that retired, not sure if all of them followed that trend now though
most of them are ex pirates but now we are just retired players too stubborn to actually quit.
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On 9/1/2020 at 1:45 AM, Tartarus said:
Shrug, e404 accepting 150+ people inflates these numbers. I heard that the technical definition of a global is 10 or more alliances in the top 20 involved on both sides combined.
it could be argued that this was a small global as it left out more than half of the important alliances but I would still consider it a global war as it was still pretty sizeable.
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11 minutes ago, Tartarus said:
Grats on peace
Lol at people calling this a global
over 1k players across more than 15 alliances. This is definitely a global even though a good deal of alliances didn't participate.
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23 hours ago, Deulos said:
Why not make the war expire if the defending nation does not use MAPS in 24 turns?
I mentioned something similar to this. If neither nation performs an attack in 24 hours, the war expires.
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34 minutes ago, Master said:
I must admit i had a great laugh,
Its funny you of all people has an opinion about the war changes
and... blocked
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4 minutes ago, Prefontaine said:
Due to community feedback regarding the removal of beige, that was walked by over a week ago.
I like that you don't get beiged if you are the aggressor
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why does the beige have to last up to 8 days if a full rebuild takes 5?
I don't mind that it stacks up, but I don't think it needs to be stacked up for over 5 days.
maybe, we could add a max stack of 5 days and once that is reached (3 total beiges) all other wars automatically expire. This also means the loser will only be plundered 3 times and winners will likely race to be amongst the first 3 beigers thus, encouraging the proper use of beige.
That would ensure the defender 5 days of uninterrupted beige without nations "sitting" on them.
Another little tweak could be that a war must have at least 1 attack every 24 hours from either party or the war will expire. That's easily played around but it will also help the whole "sitting" strategy we are so used to to circumvent the purpose of beige.
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welcome back @Apeman nuke some whales but don't nuke me.
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On 5/23/2020 at 1:31 AM, Aero said:
Somewhere recently I saw someone complain the game was getting boring.
FA is always fun
you can't call this FA
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On 5/22/2020 at 9:44 PM, Eumirbago said:
Shiiiiieeeeeeeeeet, lowkey, I would have if NMA hooked it up lmfao
but nah, I like the dinero with how @Seb and the Hogwarts crew did it lmfao
we made good dinero legitimately didn't we
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the changes are alright you guys. Let's see how they respond in real conflicts first and see how we can change it for the better once we have seen the results.
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2 hours ago, MCMaster-095 said:
Blitz NPO, blitz SuperCholaX, blitz GoG
KT, TGH, Empyrea
blitz, KT, blitz Empyrea and blitz TGH (I didn't want to show favouritism)
Spanish Armada, Grumpy and Yarr
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no issue with the new changes. We will just adapt like we always have in the past. If after a war, these changes are proved to be faulty, Alex will do another tweak. Don't sweat it kids, we survived IQ, we can certainly survive some minor score adjustments.
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despite any differences we may have had many years ago over me not wanting to sell or buy your food
very best wishes in your life. Take care and respect the quarantine.
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On 5/11/2020 at 12:56 AM, slayyyter said:
^
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6 hours ago, Eumirbago said:
No need, everyone has been able to make it rain playboi
^^
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5 hours ago, Eumirbago said:
I had to habibi haha. We need to catch up! ?
I don't know, I am salty.
The Deranged Bank
in Free Trade Market
Posted
6% per month, not week. This is a lot cheaper than anything else out there.