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Utter Nutter

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Posts posted by Utter Nutter

  1. On 5/2/2019 at 12:27 PM, Alex said:

    I agree with Prefontaine, the player run "banking" system doesn't need to exist, and it will either adapt with the game or it will fail. This isn't Wall Street, there is no "too big to fail" and I am not going to let development be held hostage over whatever financial system a few players have rigged in the game.

    If we make this update and what you say is true @Akuryo - the banks collapse and smaller nations aren't able to get funds easily - that's like the easiest thing in the world to fix. It's trivial to tweak the game so that smaller nations generate more cash just by nature of being small. I'm already considering doing things like increasing the login bonus and we're looking at projects that will reduce the costs of new cities. So I'm not worried about that scenario at all.

    I take personal offense that a game administrator chosed this specific set of words to refer to a community based program.

    I would like you to explain how can development be held hostage over some financial system and how have we rigged the system?

    I also would like to point out I approached you ages ago about implementing a coded banking system into the game but despite you feeling it was a good idea, you didn't go through with it. If it's rigged, then why don't you code a bank that is better? You have an unlimited cash machine, offer loans to nations and finish us off. But please, refrain from using this specific set of words again.

  2. On 4/29/2019 at 10:00 PM, BOYCE THE GREAT said:

    Well, this just basically stops the game for anyone 30+ and to some extent 25+, for example Seb would have well over a billion $ invested in retroactive payments before even buying a city, that is an extreme example but still, i hate the idea of something like this being retroactive but if it isn't retroactive then it would be unfair to new players, this just simply isn't the solution.

    ok. I will use your post Boyce and your mention of me to put my five cents.

    Does anyone that has made it to 35 cities have money problems? Let's say those who need to pay a 1b retroactive to buy another city. How is that more complicated than for example, saving 3 billion to buy another city? or 2 billion in the case of city 34 or 35. All you need to do is save another billion. Save 2 billion if Alex's change does work and raw demand and price goes up. So for those whales that are currently building one more city every 2 or 3 months it will take 5 for the next city instead? After that it'll go back to normal.

    I also don't understand how this would hurt the private banking system. If anything people will try to come to the banks to take massive loans in order to buy resources and speculate with the price?

    • Like 1
    • Upvote 3
  3. On 4/28/2019 at 10:55 AM, Malinok said:

    Looking at my wars page: I have numerical advantage?

    Also what are spies I'm not very familiar with this unit.

    I am getting old, maybe I'm actually on Alpha's side and didn't know it.  I better go recheck what alliance I'm in.

    lol my friend. Take that beating and come back oh Rabid Dog of mine.

  4. 2 minutes ago, James II said:

    SA/Alpha left after their war with TEst. They didn't rebuild or anything. They're coming back in the same state, as you cannot rebuild/buy military in VM.  It's akin to hitting an alliance right after they get out of getting hit down. It's like the guy choking a kitten and saying he fought off a mountain lion. Basically, Oblivion is a joke.

    Bud. You can't expect them to understand a perfectly logical argument anymore than you can train a dog to count to 10.

    • Like 1
    • Upvote 1
  5. 9 hours ago, James II said:

     

     

    I'm sure you are having fun, but it's poor form to brag about being 'gud' when it's Guardian, tC, HS, and t$ vs a 14 man micro. That's not being 'good' and it makes mechanical sense that they can't fight back.

    what he said

  6. 5 hours ago, Prefontaine said:

    >Not needing to defend yourself

    >Defending yourself

     

    Either way, I was joking. Apologies if you took it to heart. 

    I didn't take it at heart but you put me on the spot so an answer to your post was required.

    good one if it was just a joke tho ✌️

  7. 9 hours ago, Prefontaine said:

    So a bank named emerald bank, had connections with Seb, named emerald bank as a nation, vanished. That and Seb recently purchased up to city 38 in rapid succession. 

     

    Yes, clearly AIM has the money. Makes complete sense. 

    you clearly don't know me Prefontaine.

    I don't need to even defend myself with such accusation. My old investors, my old clients, even the current investors from Emerald Bank that were severely damaged by Dillon's stunt know who I am and can speak of my integrity. Ask my enemies even if I would be capable of taking something that isn't mine.

    If you are going to accuse, do it with more facts buddy. Have a good day ;)

    • Like 2
  8. what this morning started as a harmless joke, #6900 impersonated me on Discord and started trolling people.

    I came later that day and we had a silly exchange and I considered him funny and harmless. However, he took it a step further and has been using my name to promise payments to micros to attack other micros under the excuse that they defaulted on me.

    Aparently my doppleganger doesn't know I no longer do loans, so nobody can default on me anymore.

    Capture.PNG

    Capture.PNG

    this was funny at first but the joke is over

    the real me is @Seb#7110 and the fake guy is @Seb#6900.

    please make sure you check who is talking to you if the request is shady.

    • Upvote 5
  9. 1 hour ago, Sweeeeet Ronny D said:

    Can we make this mafia style if they cant pay back their loans, which means that the lender can destroy a set amount of infra/land/improvements every week they don't get paid back, and then exponentially increase the interest on top of it?

    lol

  10. I think Alex nailed it with this idea.

    lately, private banks have been suffering from various cases of defaults and the insurance option would provide for a good solution to that, allowing the investor to choose to take the risk or not.

    by making this a non monopolized system, meaning each player can on its own and advertise their loans, it invites everyone to make their own little bank and adds diversity to the idea. It also simplifies a bank manager's job by automating the entire repayment process.

    This loans are optional obviously, non compulsory, it gives another tool for players should they choose to use them, so I don't see why this is a negative thing, it just adds an extra layer of opportunities for all players to interact with eachother and strategize how to best grow your nation.

    • Upvote 4
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