If you can't raise 5bil in a week, quit. Banking just isn't worth it these days unless you can provide alliance loans. Over 50% of all clients are alliances, which need money for growth, warchests or rebuilds. Only a handful of players still lend money, because they can get interest free loans from their alliance. Another tip is not giving loans under 500mil, which basically means, don't lend to low tier nations. If you start with a really tiny bank, you'll simply waste your time as the profi