Filencai Loaning and Trading - [0% Loans + Aluminum, Bauxite, Gasoline, Lead, Munitions]

[Beowulf the Second]

Quite a generous initiative you have here Filencai- loaning for 0% interest is basically helping boost other people for free. You deserve crazy karma points for this, really.

Edited September 21, 2015 by Beowulf the Second

[Lyrositor]

Quite a generous initiative you have here Filencai- loaning for 0% interest is basically helping boost other people for free. You deserve crazy karma points for this, really.

 

I would like to queue up a 6 mil loan to be paid back in five days, for the purpose of infra building. Please do not feel at all obligated to rush any of your own commitments in order to finance my loan.

Officially, you can't queue up, as I tend to forget who's in a queue and who still needs a loan by the time I have enough money again. You're better off posting again once I'm giving out loans again (I'll post here when that happens).

[Ibrahim (Banned)]

The Maesterium of Filencai is open for business. We offer interest-free loans and are also looking for reliable trade partners to commerce with. If you are interested in long-term, renewable deals, see our nation page description for what we offer.

 

While I whole-heartedly applaud the idea of interest-free loans...

 

Loans are interest-free provided you can pay back within one week, after which you will have to pay a late fee of 10%/week. If you wish to take out an exceptionally large loan (relative to current reserves), you may be required to pay a larger interest rate.

 

It seems like you merely disguised the real interest on the loan as a "late fee". I will therefore not be partaking in this usurious system of yours. Good day.

Edited September 21, 2015 by Ibrahim

[Lyrositor]

While I whole-heartedly applaud the idea of interest-free loans...

 

 

It seems like you merely disguised the real interest on the loan as a "late fee". I will therefore not be partaking in this usurious system of yours. Good day.

If by "disguise" you mean "clearly labeling these terms and bolding the relevant parts", then yes, congratulations, you've uncovered my master plan to dissuade people from paying small loans back late.

 

Rest assured however that we will not miss your clientele.

[Moreau]

7 millon

max repay time is 5 days

viva la france

Edited September 21, 2015 by Moreau III

[Lyrositor]

7 millon

mac repay time is 5 days

viva la france

I can't give out that much right now, as stated in the OP. I'm already short of my city purchase goal. I will post in this thread once it is possible to get a loan again.

[Moreau]

Oh wait

Not needed anymore

[Ibrahim (Banned)]

7 millon

max repay time is 5 days

viva la france

 

Haram alyek

[New Scandanavia]

can i have 3 mil paid in 5 days

Edited September 23, 2015 by Harrison Horrell

[Lyrositor]

can i have 3 mil paid in 5 days

1. Your nation is currently at war. I do not trade with nations at war.

2. I am not currently giving out loans.

 

Please read the OP fully.

[New Scandanavia]

Oh sorry

[Lyrositor]

We are now offering interest-free loans once more!

 

Please read the terms and conditions before applying. The cap on individual loans depends on your nation size, reputation and personal experience dealing with you.

[Conner Temple]

Let me at it Lyro. How much can I get? I'll take $5,000,000 and paid back in a week

[Lyrositor]

Let me at it Lyro. How much can I get? I'll take $5,000,000 and paid back in a week

Accepted. Money sent.

[Alex XV]

.

Edited October 30, 2015 by Tomas

[Nie Li]

Send me all the money u have after I make peace.

[Lyrositor]

Send me all the money u have after I make peace.

"all the money have" is a considerable amount. Could you be more specific? Your nation is rather small - I would not be confident in loaning out anything more than $500,000.

 

In addition, your nation page states that you are the protector of lower score nations in EoS. Given this information, I do not feel confident loaning you any amount, considering you are likely to often be at war and thus unable to pay me back.

[Hubotz]

I'd like a loan for 10M please

I have more details as to my current financial standing in a PM to you.

[Lyrositor]

I'd like a loan for 10M please

I have more details as to my current financial standing in a PM to you.

After discussion, 4M approved.

[Redrum]

Are you selling any resources? You dont have any on your nation.

[Lyrositor]

Are you selling any resources? You dont have any on your nation.

I am not currently regularly selling any resources. This may change soon, but for now I am still stockpiling.

[Nie Li]

"all the money have" is a considerable amount. Could you be more specific? Your nation is rather small - I would not be confident in loaning out anything more than $500,000.

 

In addition, your nation page states that you are the protector of lower score nations in EoS. Given this information, I do not feel confident loaning you any amount, considering you are likely to often be at war and thus unable to pay me back.

It's not for me its for the allance to rebuild.

[Lyrositor]

It's not for me its for the allance to rebuild.

I do not loan to alliances, only to individual nations.

[allilee]

Can I reserve a $10mil loan for a few days time?

[Lyrositor]

Can I reserve a $10mil loan for a few days time?

Are you confident in your ability to repay it within a week's time?

 

I don't have the money on hand right now (as I just bought my latest city) but if you wait one day it should be available.