I will be here watching while I blow up a singularity guy
But really, first off, low teirs (C3) get way more money raiding, so they can raid all the money needed to get to C12 and get the urban planning project. That when most alliances give grants out.
In regards to you not having discord, it's basically impossible to organise an alliance of anymore than 5 people with no discord, as gov basically shuts down cause of the impossible communication between gov without discord. Secondly it's impossible for members without discord to access a guide or even ask basic questions.